This content is general information only and is not advice. Please contact us to discuss your specific circumstances.
Why the question matters
The way property is owned affects how rental profits are taxed, how finance costs are treated, what happens on a sale and how property can be passed on.
Points to consider
Every situation is different, but the following usually need careful thought:
- Your other income and how rental profits would be taxed personally
- Whether profits will be reinvested or drawn out
- Finance arrangements and lender requirements
- The cost of transferring existing properties, including potential capital gains tax and Stamp Duty Land Tax
- Long-term plans for succession
Taking advice
A company structure is not automatically more tax-efficient. Advice should be based on a full review of your circumstances.